Practical Protection for Rural Retirees
Short-Term Care Plans
When it comes to retirement, there’s one thing often overlooked: custodial care—the kind of help we need with everyday activities like dressing, bathing, or getting around the house. Medicare doesn’t cover this kind of care, and most retirees are surprised to find out they’re the ones expected to foot the bill.
That’s where Short-Term Care (STC) plans come in.
🏡 Why STC Plans Matter for Rural Retirees
Short-Term Care policies are tailor-made for rural retirees who:
- Want affordable protection without breaking the bank
- Prefer cash benefits paid directly to you, not the provider
- Value freedom to choose who helps you—be it a family member, a local nurse, or a nearby facility
- Appreciate that most plans fall in the $75–$150/month range, subject to simple underwriting approval
These plans are available in 3-month, 6-month, or 12-month durations, offering flexibility depending on your budget and goals. Whether it’s recovery from surgery or needing help after a fall, STC plans fill the gap before other long-term care policies (or your own savings) kick in.
And here’s the good news…
💡 Even if you’ve had health issues in the past, you may still qualify.
STC underwriting is typically simple, often just a few yes/no questions—no medical exams required.
👩🌾 Budget-Friendly & Female-Friendly
Unlike traditional Long-Term Care (LTC) insurance, STC plans are priced the same for men and women. That’s right—unisex pricing means women aren’t penalized for living longer or using more care. That makes STC one of the most accessible and budget-friendly plans available for middle-income rural retirees.
3 Easy Ways to Explore Your Short-Term Care Options
Whether you’re the “do-it-yourself” type or want to talk it out, here’s how you can get started today:
📖 Read the Free E-Book
Learn everything you need to know about STC plans—on your own time.
📝 Answer a Few Questions
Fill out a simple form so Mark can review plans that match your needs and budget.
📅 Meet with Mark for 30 Minutes
Schedule a one-on-one chat to ask questions and design a plan just for you.
Don’t leave your retirement savings—and your family—in a tough spot.
STC plans are a simple and affordable solution that offers control, flexibility, and peace of mind.
⚠️ State Availability Notice:
Short-Term Care plans are not available in Washington, California, or New York. Please reach out to Mark for alternative options if you reside in one of these states.
